해상보험과 위험관리에 대한 고찰

A paper on the relation of marine insurance and risk management

  The marine insurance from insurance field and area of study is becoming to all sinking sun tendency. Namely, the marine insurance was to a non-life insurance field and as the founder reigning it did, at history and with one phased dignity insurance field than also it compared at non-marine insurance field it was located. But the market share of marine insurance falls gradually with rise of auto insurance and change of social economy, and as founder of non-life insurance reigning doing is pushed the position now and with the insurance which is special field it is located.   There is to a tendency where also the marine insurance as study is identical. Namely, currently the scholar who from domestic has interests in marine insurance is only excessively in decimal.   It is published special books which the Williams·Heins, the Dennenberg and the Mehr·Hedges write and also the curriculum of the college is changed due to an internationalization and information time and the book"s name which these write is included in course subject of the college. In these books, it treats insurance in the risk transfer which is one means of risk management. Namely, the insurance is to a risk management and there is a possibility of saying that excessively it is only in the study one part hold.   In addition to, the risk management from the sea is the method which it disposes against the various risks. For examples, they are trade logistics risk of goods, liability risk of carrier and economic loss of the shipping manager in vessel operation which relates with the transport by sea which accompanies to the international trade.   Consequently concrete contents of various marine insurance, the international conventions and rules regarding the maritime affairs which are, it must be familiarized the person in charge of the enterprise and shipping company, to be to a person in charge of the bank or insurance company which takes charge of an international finance settlement and the indispensability is a possibility of doing. The risk compared to becomes diversification more and it is becoming complicated, also new convention, also the rule continues and it is established. Consequently the enterprise it will not do to be positive, is not only a possibility which it will exist the dangerously.   The purpose of this paper aims to explain relation of marine insurance and risk management.