대학생을 위한 금융상품 개발

Financial Products Development for University Students

&nbsp;&nbsp;This Study was to find the way to develop financial products for university students&quot; sake. Questionnaire survey was conducted from July 12, 2006 to July 19 and 286 university students were selected. Major findings were as follows;<BR>&nbsp;&nbsp;First, the developing of financial product without paper statement and with considerable interest rate may be suggested for university students, and the developing of financial product for only internet use may be suggested as well.<BR>&nbsp;&nbsp;Second, the developing of financial products with special services such as applying discount rate for money transfer or ATM machine use, movie(or musical)ticket buying services as a discount rate, and different services from non-university students may be suggested.<BR>&nbsp;&nbsp;Third, it may be suggested that 1) the developing of MMDA with minimum deposit 100,000 Won and considerable interest rate; 2) the developing of MMF with investment safety and money transfer freely; 3) the developing of CMA with investment safety.<BR>&nbsp;&nbsp;Fourth, the developing of university loan which students can pay back by themselves when they get a job2008년 1월 3일 after their graduation may be suggested.