부동산개발 유형별 PF 위험요인 분석 연구

A Study about the Risk Factors on Project Financing Type in Real estate Development

1. CONTENTS (1) RESEARCH OBJECTIVES From the perspective of lenders, through the process of risk analysis of the real estate project financing (PF) loan, the Lender's subjective decision-making will be more objective, and therefore used as evaluative data in deciding the PF loans. In addition, loan evaluation will be rational and objective, and its purpose is to prevent the bad loans from lenders and construction finances to ensure a sense of sound placed. (2) RESEARCH METHOD By separating the important PF risk factors from those that are not. risk items were classified accordingly, and to estimate the importance of risk factors themselves,a survey was conducted to PF loan evaluation experts. Using AHP(Analytic Hierarchy Process). risk factors from each items were measured by relative importance. (3) RESEARCH FINDINGS After surveying expert swith experience of real estate PF loan, by using AHP, the importance ofrisk factor was measured to calculate the relative importance and management plans were drawn in PF Type. 2. RESULTS On PF evaluation through risk factors. 1) Private development projects for risk assessment items of importance in priority conservation bonds risk. market risk. financial risk. project risk. and contractor risk. developer-risk and in order, respectively 2) On the other hand, Found importance in the risk assessment items in the public-private development projects in priority conservation bonds, market risk, project risk, financial risk, developer risk, contractor risk in order.