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학술저널

The Effect of the Preference for Housing Wealth on Consumption

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This article offers a theoretical model on the preference for housing wealth under uncertainty to prove that the marginal propensity to consume (MPC) out of housing wealth may be smaller than that of financial wealth. We found that the preference for housing wealth induces a smaller MPC out of housing wealth, but the effects of the volatility and the expected growth rate of housing wealth on the MPC are stronger than those of financial wealth. Another interesting result is that it is possible for the preference for housing wealth to increase both MPCs.

Abstract

Ⅰ. Introduction

Ⅱ. The Model

Ⅲ. The Analysis of the Model

Ⅳ. Concluding Remarks

References

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