Emergency Loan of Bank after Disaster in China

Emergency Loan of Bank after Disaster in China

Emergency loan of bank after disaster is significant to the recovery and reconstruction of stricken area. In this research, the characteristics of emergencies with the requirement of emergency loan are firstly described. The classifications and functions of emergency loan are also explained. Then the criteria including risk assessment of the borrower selection in emergency loan are discussed in detail. The factors for risk assessment are analyzed, and the assessment models for the emergency loan which afforded to both enterprises and individuals are proposed based on AHP method. Finally, the preferential measures and risk control measures are discussed.