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현행 농작물 재해보험에서의 역선택 가능성

An Analysis of Adverse Selection in Crop Yield Insurance

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Three types of adverse selection(region, farmhouse, and lot) that may exist in crop yield insurance are analyzed empirically in this paper. The results show that there exist adverse selections in farmhouse and in lot, respectively. The results also indicate that there does not exist adverse selection in region. Some devices that can prevent adverse selection are derived and presented. The results of this paper could be an important information to set up the crop yield insurance.

Abstract

I. 서론

II. 지역별 역선택

III. 농가별 역선택

IV. 필지별 역선택

V. 역선택 방지 방안

VI. 요약 및 결론

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