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농작물 보험료율 산정방식

A Ratemaking Approach for the Crop Insurance

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An appropriate ratemaking procedure is essential for establishing an actuarially sound crop insurance system. All-risk crop insurance premium rates for 10 major crops (rice, barley, naked barley, red pepper, garlic, onion, radish, chinese cabbage, apple, and pear) are estimated and presented by producing regions. The rates are based on 8-year data of crop yields, which follow the logistic distribution in most cases. Methods of estimating loss costs and aggregating groups of similar risks are also discussed for the efficient operation of the crop insurance system.

ABSTRACT

Ⅰ. 서론

Ⅱ. 단수분포함수

Ⅲ. 작목별ㆍ지역별 순보험료 산정

Ⅳ. 손실집계 및 표준수확량 설정

Ⅴ. 요약 및 결론

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