SWIFTNet TMA의 활용에 관한 소고

A Study on the Practical Use of the SWIFTNet Transaction Matching Application (TMA)

This thesis attempts to analyze SWIFTNet TMA which has lately emerged in electronic settlement for international transaction and suggests the following implications: First, the transport documents in the SWIFTNet TMA are directly sent to an importer by an exporter after the baseline is confirmed. With this process itself, the bank cannot secure the bonds. Therefore, it needs to set regulations on the bank’s bond security in the contract. Second, the SWIFTNet TMA is advantageous in terms of promptness, reduction of risk in foreign exchange payment, convenience and cost reduction. Thus, the SWIFT should be perfectly united and linked among the banks, importer and exporter to make the SWIFTNet TMA more convenient in countries around the world. Third, the SWIFT should be approached from the aspect of expansion of network and creation of a new business model through an analysis of these problems from a worldwide perspective. In other words, the SWIFTNet should be expanded and developed to all businesses around the world. For them, the SWIFTNet TMA needs to establish global standards and at the same time keep developing better trade services for importers, exporters and banks.