도시가계의 재무상태와 가계관리자의 재무스트레스가 경제적 대처행동에 미치는 영향

The influences of the urban households’ financial status and financial stress of the household financial managers on the economic coping behaviors

The purpose of this study was to examine the influences of the urban households’ financial status and financial stress on the economic coping behavior of the household financial managers. For this study objective, household manager located in Gwangju, Incheon and Seoul metropolitan cities were collected. 338 copies out of 420 copies were used for final analysis. SPSS 18.0 program was used for descriptive statistics, reliability, correlation analysis and standard multiple regression analysis. The main results of this study were as follows: 1) Ccounseling and information search behavior had the linear relationship with monthly average expenditure. 2) Planned expenditure behavior had the linear relationships with total debt and assets stress. 3) Borrowing behavior had the linear relationship with debt stress. 4) Postpone payment behavior had the linear relationships with expenditure stress, monthly average expenditure, monthly average income and total assets. 5) Saving purchase behavior had the linear relationships with housing-owning or not.