카드 불법사용 방지를 위한 가상자기띠형 IC 카드 설계

A Design of Virtual Magnetic Line Strip type IC Card for Credit Card Fraud Prevention

There are two types of credit cards according to the type of recording information on a card; magnetic line strip credit card and IC card. Since it does not have functions for security or ID checking, the magnetic strip type card may cause financial damage to a card holder or a financial organization that issues credit cards when it is lost, forged, or tampered. However, the IC card can be used with a relatively high security due to an ID checking function such as fingerprint recognition and due to password confirmation system by card reader. In spite of all these advantages, the transition from the magnetic card to the IC card makes a slower progress than expected. The first obstacle to the transition is that a separate IC card reader must be provided since the IC card cannot be read by the magnetic strip card reader, but the introduction of the IC card reader is not progressive due to the high cost. This paper proposed a method to provide an IC card configured to be read using a magnetic strip card reader, which encourages to introduce the IC cards more rapidly by making it unnecessary to replace the magnetic strip card readers with the new IC card readers of high cost as well as to provide an IC card the stored information of which cannot be read without the ID confirmation of the user using the high security functions of the IC card.