한국의 지분적립형 주택과 이슬람의 유사 거래

Comparative Study on Sharing House Ownership in Korea with a similar formular in Islam

The hopes and burdens of getting my own home exist not only in Korean society but all over the world. Real buyers who dream of becoming future homeowners will mostly use mortgages or mortgage loans to finance their home purchases. Meanwhile, in the Islamic areas, Ribā(interest) transactions are prohibited under Islamic law Sharīʿah, so Muslims cannot use the Western way of raising funds while paying interest. Muslims can finance for their house through the Islamic Bank. At this time, the al-ʾ ijārah(lease) completed by ownership method is used. Recently, the Seoul Metropolitan Government and the government announced plans to supply sharing house ownership as part of their real estate measures. This method is considered a new one that has never been presented before. This study seeks to compare the structure of sharing ownership of house in Korea and al-ʾijārah completed by ownership in Islam to present the similarities.