지역화폐의 의의 및 그 활성화 방안에 관한 연구

A Study on the Significance and Revitalization of Local Currency - Focusing on domestic and foreign local currency cases -

This study focuses on the local currency, which has recently attracted attention as an alternative for the regional economy and community regeneration, identifies the type of operation of the world s local currency, types it, and identifies the characteristics of each type to make policy proposals for vitalizing the local currency. As a result of the analysis, the following points became clear. First, local currency is emerging as a defensive action campaign in various fields. It is being used in a variety of ways, from eco-friendly as well as environmentally friendly living practices, to social capital formation in the community. Second, the need to expand the scope of use of local currency has increased. Until now, local currency has been mainly used for individual consumption activities and mutual aid, but it seems necessary to actively use such as giving preferential tax treatment when dealing with businesses, workers wages, and taxes in local currency. Furthermore, it is necessary to examine the role of regional financial institutions. As in the case of Bristol Pound in the UK, corporate loans have been generalized, led by the local bank Credit Union, and it is necessary to recall that it has strengthened the authority of local currency by actively using local currency in lending or repaying local companies. Third, it is necessary to provide various incentives to promote the use of local currency. As we saw in the case of Incheon-E-um, the introduction of a cashback service that returns 6% of the amount used as cash is typical. Fourth, the government driven approach to local currency management is limited in its activation and sustainability. so it is not a local government-led initiative, but rather a structure of cooperation that citizens who actually use and benefit from participate in and plan. making it seems important.