Use Intention of Mobile Fingerprint Payment between UTAUT and DOI in China

Purpose - With the rapid growth of Chinese mobile pay market, it’s necessary to run a study of the aims why users prefer to intention of use for mobile fingerprint payment. To reach this goal, UTAUT added Perceived Security and DOI. Research design, data, and methodology - The researchers conducted this study by using collected 3126 responses and the collected data was analyzed by applying statistical techniques factor analysis, AMOS, and Cronbach’s Alpha and SPSS 22.0. Results - The result shows that compatibility and relative advantage of mobile fingerprint payment have positive effect on performance expectancy and effort expectancy separately, and the performance expectancy and effort expectancy have positive effect on people’s use intention of mobile fingerprint payment. Social influence has a positive effect on the users’ use intention of mobile fingerprint payment, Facilitating conditions has a slight effect on the users’ use intention of mobile fingerprint payment, Perceived security has the most significant effect on he users’ use intention of mobile fingerprint payment. Conclusions - The research showed that compatibility is one of the most important elements that make users continue to use the product. The mobile fingerprint payment must own clearer advantages than other ones that it can reach the biggest market. The Social Influence has a positive influence on the intention of use.