수요자의 인식조사를 통한 농지연금 활성화 방안

The plan of activating farmland pension by consumer awareness investigation

On this study, we have get a conclusion after searching difference of awareness as characteristics of respondent who has farmland in Goyang-si, Gyounggi-do and over the age of 60 about farmland pension institution and a difference of a way of vitalization. First, it is necessary to change of awareness about plan for one s later years. Second, it is necessary to improve proper interest rate and a way of estimating a collateral and raise pension to vitalize farmland pension institution. Third, it is necessary that less interest rate than the market and tempered condition. Fourth, it is necessary that reduction of initial membership fee. Fifth, abolition of scale-limited and expansion of farmland is needed. As a result, we find out the reverse mortgage loan by farmland is necessary institution for the elderly in rural who hasn t prepare the plan for their later years because over 80% of private property is composed as real-estate property in Korea. Thus, it is necessary to promote and educate advantages of farmland pension institution and improve the institution practically.