대출이용에 따른 리모델링 사업의 타당성분석에 대한 연구

A Study on the Feasibility Analysis of Remodeling Projects by Using Loans

Korea has experienced rapid economic growth since the 1970s. However, there was a housing shortage problem. The government promoted the expansion of housing supply. As a result, housing supply has greatly increased since the 1980s. As these houses have become obsolete recently, the need for remodeling projects has become necessary. The government has continuously eased regulations to revitalize the remodeling business. However, the remodeling business has not been activated compared to the expected level. Therefore, this study analyzes the profitability of the remodeling business centered on cases where actual projects are implemented. In particular, we will analyze how the profitability of the remodeling business will change when additional dues are loaned. As a result of the analysis, small apartments showed high profitability but large equilibrium was low. However, it showed a higher rate of return than the housing price increase rate in the same period.