Investigation and Research on Solving the Financing Difficulty and Expensive Problem of Small, Medium and Micro Enterprises: Taking Chongqing City in China as an example

中小微企业融资难、融资贵问题是制约中国中小微企发展的一个重要因素。重庆作为中国的重要直辖市, 中小微企业的发展也与中国西部的经济发展密切相关。要保持国民经济的持续发展就需要解决制约中小微企业发展的一些关键问题, 其中为中小微企业提供合理融资的方案和支持就成为关键的要素。本研究通过调查研究分析了其中的要素, 提出了一些解决方案, 为重庆的中小微企业发展提供了帮助, 有利于中国重庆的经济发展。

The difficulty and high cost of financing for micro, medium and small enterprises in China is an important factor restricting their development. As an important municipality directly under the Central Government of China, the development of small, medium and micro enterprises in Chongqing is also closely related to the economic development of western China. In order to maintain the sustainable development of national economy, it is necessary to solve some key problems restricting the development of small, medium and micro enterprises, among which the key elements are to provide reasonable financing schemes and support for small, medium and micro enterprises. This study analyzes the factors through investigation and research, and puts forward some solutions to help the development of small, medium and micro enterprises in Chongqing, which is conducive to the economic development of Chongqing in China.