중국 제3자 지급의 발전에 관한 연구

A Study on the Development of China's Third-party Payment

With the development of Internet economy and information technology, people trade more and more frequently on the Internet, and online payment has also developed rapidly. On this basis, third-party payment came into being and swept across all major fields in a short period of time, playing a very important role in people's economic life. However, due to imperfect laws and regulations and loopholes in platform construction, there are still some hidden dangers in the use of third-party payment. One of the biggest hidden dangers is the problem of information security. In the process of using third-party payment, personal information disclosure and malicious tampering of payment information will occur. Starting from the development background of third-party payment, this paper analyzes the existing problems and causes, and puts forward corresponding strategies, so as to better promote the healthy development of third-party payment in China.