고령자의 공적연금 수령여부와 수령금액에 영향을 미치는 요인 성별에 따른 비교를 중심으로

Comparing Determinants of Public Pension Benefit Eligibility and Benefit by Gender

Objective: The purpose of this study is to compare determinants of public pension benefit eligibility and benefits by gender and discuss their policy implications. Methods: From Data from the Korean Retirement & Income Study(Ver.8.0) conducted in 2019, 4,961 elders over 62 years of age(Male 1,998, Female 2,963) were selected and analyzed. Results: The results are summarized as follows. First, age have positive effect on public pension benefit eligibility of male elders but negative effect on that of female elders. Second, having a spouse have negative effect on public pension benefit eligibility and benefits of female elders but positive effect on those of male elders. Third, education level have positive effect on public pension benefits for male elders and female elders. Fourth, earnings have negative effect on the public pension benefits of male elders. Fifth, earned income have negative effect on public pension benefit eligibility and benefits of male elders but negative effect on those of female elders. Sixth, retirement preparation have positive effect on public pension benefit eligibility and benefits for both male elders and female elders. Seventh, self responsibility for retirement have positive effect on with public pension benefit eligibility and benefits for both male elders and female elders. Conclusions: These findings indicate that it is are needed to strengthen multilateral policy for retirement income security, and in particular, strengthen multilateral policy for women's public retirement income security.