국제금융시스템에서의 무권한 행위에 관한 고찰

this paper reviews on the unauthorized behaviors in the electronic payments system. the unauthorized behaviors include unauthorized access, data alter, the theft of computer service, internal collusion, and money laundering. for purpose of this article, we focus on the forge of payment order in B-to-B payments and the transfer of unauthorized card of illegal use of company card in card payments. to protect of unauthorized behaviors in the electronic payments system, we suggest that receiving banks should acquire the authorized payment order, the authenticity of payment order, and the payment order's responsiblities should restricted to root electronic payments system.