간호대학생의 금융이해력에 관한 연구

A Study on the Financial Literacy of Nursing Students

Purpose: This study examined the level of financial literacy among nursing students and identified factors influencing financial literacy. Methods: A descriptive survey was conducted with 245 nursing students from a university in S city. Data were collected using an online self-administered questionnaire and analyzed with t-tests, one-way ANOVA, Pearson’s correlation coefficients, and stepwise multiple regression. Results: The mean financial literacy score was 6.74±1.80 out of 12, indicating a moderate level. Lower scores were observed in money management and expenditure/credit domains. Investment experience (β=.20, p=.001), school-based financial education (β=.18, p=.003), and age (23~25 years) (β=.13, p=.037) were significant predictors, explaining 11.0% of the variance in financial literacy. Conclusion: Financial literacy among nursing students was moderate and varied according to financial experience and education, highlighting the need for structured financial literacy education in nursing curricula.